.area-shell{padding-top:30px;padding-bottom:70px}.area-shell nav{font-size:13px;line-height:2;color:#52677e}.area-intro{padding:55px 0 30px;max-width:850px}.area-intro h1{font-size:clamp(28px,4vw,48px);line-height:1.5}.area-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:22px}.area-card{background:#f0f6fc;border:1px solid #dfebf5;border-radius:24px;padding:28px;color:#0b2440;transition:transform .2s}.area-card:hover{transform:translateY(-3px)}.area-card h2{font-size:22px}.area-card p{line-height:2}.area-card b{color:#0960db}.area-hero{margin:25px 0 42px;padding:38px;display:grid;grid-template-columns:1.3fr 1fr;gap:32px;align-items:center;border-radius:32px;background:radial-gradient(at 95% 0,#154e7b,#071d33 70%);color:white}.area-hero h1{font-size:clamp(26px,3.5vw,43px);line-height:1.55;margin:14px 0}.area-hero img{width:100%;height:auto;max-height:320px;object-fit:contain;border-radius:22px}.area-eyebrow{color:#92d8ff}.area-answer{line-height:2.15;font-size:17px}.area-answer mark{background:#ffe9a8;color:#542d00;padding:.15em .3em;border-radius:5px;box-decoration-break:clone;-webkit-box-decoration-break:clone;font-weight:bold}.area-disclaimer{font-size:13px;color:#c7d4e1;line-height:1.9}.area-actions{display:flex;flex-wrap:wrap;gap:12px;margin-top:24px}.area-actions .btn:not(.btn-orange){background:white;color:#12314c}.area-content-grid{display:grid;grid-template-columns:minmax(0,1fr) 285px;gap:38px;align-items:start}.area-side{position:sticky;top:100px;padding:25px;border:1px solid #dae7f1;border-radius:24px;background:#f4f8fc;line-height:2}.area-side h2{font-size:20px}.area-body{min-width:0;max-width:none;line-height:2.2;color:#203a54}.area-body h2{margin-top:35px;font-size:25px}.area-body table{display:block;overflow:auto;width:100%;border-collapse:collapse;margin:25px 0}.area-body th,.area-body td{padding:15px;border:1px solid #dbe5ee;min-width:150px}.area-body th{background:#edf5fc}.area-body ul,.area-body ol{padding-right:24px}.area-sources{margin-top:45px;padding:25px;background:#f5f8fa;border-radius:20px;line-height:2}.area-notice{background:#fff1c7;padding:15px;border-radius:12px}.area-sources a{overflow-wrap:anywhere}@media(max-width:900px){.area-grid{grid-template-columns:repeat(2,minmax(0,1fr))}.area-content-grid{grid-template-columns:1fr}.area-side{position:static}.area-hero{padding:25px;gap:20px}}@media(max-width:600px){.area-shell{padding-top:20px}.area-grid,.area-hero{grid-template-columns:1fr}.area-hero{border-radius:24px;padding:22px}.area-hero img{max-height:230px}.area-answer{font-size:15px}.area-body h2{font-size:22px}.area-intro{padding-top:30px}}@media(prefers-reduced-motion:reduce){.area-card{transition:none}.area-card:hover{transform:none}}